Gold Summit Lending
Gold Summit Lending
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  • Residential Home Loan
    • APPLY NOW
    • Homebuying Process
    • Mortgage Calculator
    • Refinance Calculator
    • Pre-Approval
    • Loan Options
    • Document Checklist
  • Commercial Loans
    • Loan Options
    • Get a Quote Now
  • Contact Us
  • More
    • Home
    • Residential Home Loan
      • APPLY NOW
      • Homebuying Process
      • Mortgage Calculator
      • Refinance Calculator
      • Pre-Approval
      • Loan Options
      • Document Checklist
    • Commercial Loans
      • Loan Options
      • Get a Quote Now
    • Contact Us
  • Home
  • Residential Home Loan
    • APPLY NOW
    • Homebuying Process
    • Mortgage Calculator
    • Refinance Calculator
    • Pre-Approval
    • Loan Options
    • Document Checklist
  • Commercial Loans
    • Loan Options
    • Get a Quote Now
  • Contact Us

Homebuying Process

1. Preparation

  • Preparing for a down payment/and closing costs. 

                   Contact us to discuss the different options


  • Prepare an begin collecting necessary documents 

2. Get Pre-Approved

  • Begin Loan Application

                  We also offer TBD Pre-approvals, so you can get pre-approved before                    

                  finding your dream home!


  • We will look at your entire financial picture and help you decide on a purchase price, optimal down payment amount and an ideal monthly payment based on your financial and homebuying goals

3. Begin Home Shopping

  • Search for your dream home and make an offer!

                   If you need a real estate agent referral we are happy to provide one

4. Finalize Loan Application

  • We'll need to gather any additional documentation about you (the borrower) and the property that we do not already have to assemble a complete package for the underwriter


  • Order property inspection and appraisal (if required)


  • Coordinate with you on your new homeowner’s insurance policy and your new HOA (if applicable)

5. Loan Underwriting

  • An underwriter will review your loan package, to determine what additional information they need to complete the loan process


  • Don't worry!  We're here for you throughout the entire process


6. Clear to Close

  • Final and complete loan documents are sent to the title company, and a closing day will be scheduled


  • Gather required closing cost fees and get a certified or cashier's check for closing, or prepare a wire to the title company


  • You will do your final home inspection walk-through before closing and review closing disclosures; outlining the final terms and costs of the mortgage


7. Closing

  • Final purchasing documents will be signed to complete the mortgage paperwork


  • Title will transfer from the seller to you and you get the keys to your new home!  Congratulations!

GOLD SUMMIT LENDING

PO Box 337057, Greeley, CO 80633

 Phone:  800.968.6099

Email:  GoldSummit@ChhorGroup.com

NMLS:   2085176  


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An Equal Housing Lender