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    • Home
    • Residential Home Loan
      • APPLY NOW
      • Homebuying Process
      • Mortgage Calculator
      • Refinance Calculator
      • Pre-Approval
      • Loan Options
      • Document Checklist
    • Commercial Loans
      • Loan Options
      • Get a Quote Now
    • Contact Us
  • Home
  • Residential Home Loan
    • APPLY NOW
    • Homebuying Process
    • Mortgage Calculator
    • Refinance Calculator
    • Pre-Approval
    • Loan Options
    • Document Checklist
  • Commercial Loans
    • Loan Options
    • Get a Quote Now
  • Contact Us

  

Getting preapproved for an auto loan before you walk into a dealership helps put you in the driver’s seat during the car-buying process.


  • LESS STRESS
    Before you even step foot in a dealership, you already know what most people stress out about: your down payment and your maximum monthly payment. Because your auto loan preapproval is set, you know pretty well how much you’ll pay and when, as long as you stick at or below your preapproval amount.


  • FEWER ADD-ONS
    Dealers like to convince you to buy add-ons, such as extended warranty, GAP insurance, appearance packages and the like. If the salesperson tries to sell you things other than a car — or upgrade you to a more expensive car — you can feel more confident declining the offer because you know how much you can comfortably spend.


  • A LOWER RATE
    Getting preapproved is often the best option when you’re trying to finance a car because it can help you get a lower interest rate on your loan. You know the auto loan rate you deserve without the dealership acting as a middleman and upping your APR. 


  • LESS TIME AT THE DEALER
    You can cut to the chase when you know what car you’re looking for and at what price, and you aren’t relying on the dealer to find a loan for you. You spend less time negotiating and less time overall when you have a car preapproval.


  • MORE FREEDOM
    When you have a preapproval from a lender, rather than an offer through a dealer, you may be able to go to almost any dealer. This helps you negotiate the price of the car more effectively because you easily can take your business elsewhere if your requirements are not met.

APPLY For an Auto Loan

GOLD SUMMIT LENDING

PO Box 337057, Greeley, CO 80633

 Phone:  800.968.6099

Email:  GoldSummit@ChhorGroup.com

NMLS:   2085176  


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An Equal Housing Lender